robo advisor vs human financial planner
Financial Planning AI vs Human - Which Actually Wins
A human financial planner still outperforms a robo-advisor for most personal finance decisions. While algorithms promise low fees and instant rebalancing, they miss the nuance of life events, tax intricacies, and behavioral biases that only a seasoned professional can navigate. In 2023, robo-advisors managed $300 billion of assets, yet only